Bad Credit Car Loans in Calgary

Bad Credit Car Loans in Calgary

Millions of people have had an unfortunate time in their lives that have resulted in their credit score to go drastically down. For these people, getting a car loan seems like a dream that is just beyond their reach. Fortunately, Royal Oak Nissan believes that everyone should be given the opportunity to have their own source of reliable transportation. That is why they specialize in bad credit car loans for people with less than perfect credit or even no credit at all.

People with bad credit sometimes have a fear of being not able to get a car financed in Calgary. It can be a very daunting process for them to find their dream car, only to be told that their credit score is too low to qualify for a car loan. The same fear can also be present in people with no credit who are worried that the dealership will reject them due to their lack of credit history.

There are a plethora of reasons as to why someone may have less than perfect credit. Some factors that contribute to a poor credit score may include:

  • Divorce
  • Late on making payments with a previous creditor
  • Unexpected unemployment or layoffs
  • Sudden illness
  • Death in the family

At Royal Oak Nissan, we understand that sometimes unexpected things happen in life that may reflect poorly on your credit history, but that does not mean that you don't deserve a second chance at financing a vehicle. That is why we strive to provide the very best prices and finance options to all of our customers, regardless of their past credit history.

Guaranteed Approval

If you have filed bankruptcy, are new to the country, or are making a first-time purchase, we have an experienced finance team that specializes in bad credit car loans in Calgary, so you don't have to worry about being told "no."

Easy Application Process

In order to make the car-buying experience a little more stress-free, we have an online application and even a payment calculator available online to our customers. These tools help potential customers get approved for a car loan and have a good idea on what their monthly payments will be before they ever even step foot onto our lot.

Bad Credit Car Financing in Calgary

We understand how important having a car is to the many people in Calgary. The majority of the population relies solely on their vehicle to get to work, go to the doctor, buy groceries, and run many other important errands in order to survive. If you have less than perfect credit, don't let the fear of rejection stop you from purchasing the car of your dreams.
Come down to Royal Oak Nissan, we have a large selection of new and pre-owned vehicles to choose from. Our experienced staff always takes the time to listen to each customer's individual needs and then we work to get you approved for a loan that meets your criteria and your budget. Whether you have bad credit or no credit, we specialize in bad credit auto financing in Calgary and are able to get everyone approved so that they can drive away in their new car with confidence and peace of mind.

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Privacy Statement

As a valued customer, we want to ensure that your private information is kept private and only shared with those companies that are authorized by yourself or that are allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of non-public personal information. For example, if we sell or lease you a vehicle—extending credit to you at your request—we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by provincial or federal agencies, such as the Department of Motor Vehicles or the Canada Revenue Agency. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with provincial and federal law. We restrict access to non-public personal information about you to those employees and outside contractors who need to know the information to provide goods or services to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your non-public personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), to respond to court orders and legal investigations, or to report to credit bureaus.

B) For the purposes of processing a sale or lease transaction at your request or authorization, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract, or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers, we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose for which it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company that we control, or any company under common control with us.
I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

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